Why it's Important to Pre-Qualify

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It's important to consult with your mortgage loan professional as soon as possible — even before you have started researching neighborhoods. What for? If you don't know yet how much house you want to qualify for, how can we help?

Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. This process leads you through your current financial situation - your debt, income, career, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter once you qualify, which documents that we're confident you'll qualify for up to a predetermined amount of mortgage dollars.

Buying Clout

With your pre-qualification letter, several advantages are yours at the point you find the home you want to put together an offer on. The first is that you'll know the amount you will be able to afford when calculating your offer. Being pre-qualified also will make your offer look even better to the seller, like you were bringing them a big box of cash! They need not worry that they have been wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly payments you can fit in your budget, and the size of loan you will qualify for. We do this by reviewing your income and debts, your work and residence circumstances, the available funds for a down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork light.

Face to Face

It's important to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on our website. For one thing, you will need a Pre-Qualification Letter! Then, we will make sure we have the best mortgage loan program for your situation. We're eager to meet with you: call us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. Custom Lending Group answers pre-qualifying questions every day.