Why it's Important to Pre-Qualify

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It can be valuable to see a mortgage professional early, even if you haven't decided the sort of house you hope to find. What for? If you do not know yet how much house you need to qualify for, what could we do for you?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly payments you can afford, and how much we of a loan you will qualify for. We will achieve this by analyzing your income and debts, your employment and residence circumstances, your funds available for a down payment, required reserves, and other considerations. It's short and to the point; We keep the paperwork to a minimum.

We give you a Pre-Qualification Letter if you qualify, that states that we're confident you will qualify for up to a specific amount of mortgage loan dollars.

Pre-Qual Power

Once you locate the house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage loan will do a couple of things. First, it lets you know how much you are able to offer. Being pre-qualified will also make your offer more attractive to the home seller, as if you were bringing them a suitcase full of cash! They won't need to be concerned they're wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to fret over. You have the ability to back your offer up.

We help with your pre-qualification

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. The process walks you through your finances - your debts, income, job, down payment money, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One on one

It's important for you to sit down and talk with us, even though you are free to also utilize the helpful mortgage calculator tools on our website. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could locate a different mortgage option that better fits your needs. We're eager to meet with you: call us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. Custom Lending Group answers pre-qualifying questions every day.