The Importance of Pre-Qualification

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Even if you haven't narrowed down homes to view yet, it can be advantageous to contact your mortgage pro first. What for? When you do not yet know how much house you want to qualify for, how could we help?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. This process takes you through your current financial situation - your debts, income, job, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a quick process.

Once you are considered eligible, we prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

Armed with your pre-qualification letter, several advantages are yours at the point you locate the home you want to make an offer on. The first is that you will be sure what you can afford when determining your offer. More important to the home seller, your being pre-qualified is like your having entered their front door with a bag full of cash ready to purchase their home! They will not need to be concerned they have been wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You have the ability to back your offer up.

We will help you with your pre-qualification

We can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. During the process, we look at your borrowing potential - analyzing your employment, money available for down payment, debts, income, and other circumstances. We as for a minimum amount of paperwork, with a short, basic process.

One on one

While you can use our tools to calculate mortgage variables on this website, it's a good idea to sit down and talk with us. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have chosen the right mortgage loan program for your situation. Let us get you started: Call us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. It's our job to answer pre-qualification questions, so we're happy to help!