Why Pre-Qualify?

	Looking for a loan? We'll be glad to talk about our mortgage offerings! Give us a call today at 7072522700. Ready to begin? Apply Here.

Even if you haven't so much as researched homes to view yet, it can be valuable to see your mortgage professional early. What for? Perhaps it is hard to fathom how we could help even before you start to talk about prices and negotiations.

We Will Help You Pre-Qualify

We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We do this by analyzing your income and debts, your work and residence circumstances, the funds available for down payment, required reserves, and other considerations. It's short and basic; We take pride in keeping the paperwork light.

After you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), that documents the fact that we are partnering with you to find the best loan to meet your situation and that we're confident you will qualify for a loan for a specific amount.

Buying Clout

Various advantages open to you once you've found your dream house, and have pre-qualification power. First, it helps you know how much you're able to offer. Your pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They need not be concerned that they have been wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. You have the capability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. During the process, we calculate your borrowing capacity - looking at your job, money available for down payment, existing debt, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

You can certainly use the mortgage calculators on this site to calculate the size mortgage you can afford - but it's also important to talk with one of our mortgage professionals. We can work toward your pre-qualification letter. For another thing, we may locate a different mortgage choice that fits your goals better. Let us get you started: Contact us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. It's our job to answer pre-qualification questions, so we're happy to help!