When to Speak to Your Mortgage Pro About Pre-Qualification
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Even if you haven't so much as picked out houses to visit yet, it's advantageous to visit with your mortgage loan professional first. What for? Perhaps it's hard to fathom how we could help even before you begin to calculate your offer.
We Will Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. We will do this by reviewing your debts and income, your employment and residence circumstances, the available funds for a down payment, required reserves, and other financial considerations. We ask for a minimum amount of paperwork, with a quick process.
We award you a Pre-Qualification Letter if you qualify, which documents that we're confident you will qualify for up to a specific amount of mortgage loan dollars.
With your pre-qualification letter, some advantages are yours when you locate the home you want to put together an offer for. First, it helps you know how much you're able to offer.
Having pre-qualification also will make your offer more attractive to the seller, like you were bringing them a bag full of cash! They won't have to worry that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You have the sway of a buyer ready to make the deal on the spot!
We can help you pre-qualify
Our mortgage professionals can help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We can accomplish this by reviewing your income and debts, your employment and housing situations, your funds available for a down payment, required reserves, and other financial considerations. We as for a minimum amount of paperwork, and avoid a lengthy process.
While you are encouraged to use our mortgage calculators on our website, it's a good idea to meet with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can review your mortgage loan options to make sure you have selected the right one. Let us help you get started: Call us at 7072522700.
Have questions about pre-qualifying? Call us at 7072522700. We answer pre-qualification questions every day.