The Importance of Pre-Qualification

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Even if you have not researched houses to visit yet, it can be important to contact your mortgage pro first. Why? Perhaps it is difficult to understand the ways in which we can help even before you begin to talk about prices and negotiations.

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we look at your ability to borrow - analyzing your earning status, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter if you qualify, which says that we're confident you'll qualify for a specific amount of mortgage dollars.

Power in the Pre-Qual

Once you find the house that is best for you, and you want to make an offer, being pre-qualified for a mortgage will do a couple of things. The first is that you can be sure what you'll be able to afford when calculating the offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a bag full of money to make the deal! They need not worry that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to be concerned about. You have the capability to back your offer up.

We can help you pre-qualify

We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. The process outlines your finances - your debt, income, employment, cash available for down payment, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It is important to sit down and talk with us, even though you are welcome to also utilize the helpful mortgage calculator tools on this site. We can walk you through your pre-qualification letter. For another thing, we may be able to find a different mortgage program that fits your needs better. We are waiting to hear from you: call us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. It's our job to answer pre-qualification questions, so we're happy to help!

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