The Importance of Pre-Qualifying
![](/graphics/clipart/agents/2x2trans.gif) |
![](/graphics/clipart/agents/2x2.gif) |
![](/graphics/clipart/agents/Callout_Tab.gif) |
In the market for a mortgage? We will be glad to help! Call us at 7072522700. Ready to get started? Apply Now.
|
|
|
![](/graphics/clipart/agents/2x2trans.gif) |
![](/graphics/clipart/agents/2x2.gif) |
It is important to visit with a mortgage professional first, even before you've decided the sort of house to look for. What for? What can we do for you before you have negotiated an amount, and don't know yet how much you need to borrow?
Pre-Qualify
We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. We accomplish this by reviewing your income and debts, your employment and residence circumstances, the available funds for a down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.
Once you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by giving you a Pre-Qualification Letter (also known as a "pre-qual").
Power in the Pre-Qual
Some advantages open to you when you find your new house, and have pre-qualification power. First, you have some concrete numbers in mind, as the amount you can borrow.
Your pre-qualification will also make your offer look even better to the home seller, as if you were bringing them a big box of cash! They need not worry that that they're wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to lose sleep over. You have the capability to back up your offer.
We will help you pre-qualify
Our mortgage professionals will help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In the process, we look at your borrowing potential - reviewing your job, money available for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.
![](http://qamortgageshane.qamortgagexsites.com/graphics/clipart/Mortgage/overview.jpg)
One-on-One
While you can use our mortgage calculators on our website, it will be essential to sit down and talk with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can consider your mortgage options to be sure you have selected the right one. Let us get you started: Contact us at 7072522700.
Have questions about pre-qualifying? Call us at 7072522700. We answer pre-qualification questions every day.