Shopping for a mortgage loan? We can help! Give us a call today at 7072522700. Ready to get started? Apply Here.
It's helpful to see a mortgage loan pro first, even if you haven't decided what sort of house to look for. Why? Maybe it is hard to understand the way we can help even before you start to talk about prices and negotiations.
We Will Help You Pre-Qualify
Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your financial situation - your debts, income, employment, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a short,basic process.
Once you are considered eligible, we document our confidence in your capacity to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").
Holding your pre-qualification letter, a number of advantages fall at your feet at the point you locate the home you want to make an offer on. First, it lets you know how much you're able to offer.
Of greater importance to the existing home owner, your pre-qualification is like your having entered their house with a bag full of money to make the deal! They won't have to worry that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. You have the sway of a buyer ready to make the deal on the spot!
We help with your pre-qualification
We can help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through pre-qualifying. During the process, we determine your capacity to borrow - looking at your job, available money for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.
Face to Face
While you can benefit from our tools to calculate mortgage variables on our site, it will be a good idea to meet with us. We can begin working on your pre-qualification letter. Then, we can make sure we have chosen the ideal mortgage loan program for you. Let us help you get started: Call us at 7072522700.
Have questions about pre-qualifying? Call us at 7072522700. We answer pre-qualification questions every day.