Why Pre-Qualification is Important

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It is valuable to see a mortgage loan pro early, even if you haven't settled on what sort of home to look for. Why? If you don't know yet how much home you want to qualify for, what can we do for you?

We Will Help You Pre-Qualify

We can help you see how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. This process walks you through your finances - your debt, income, job, and cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

Once you are determined to be eligible, we will prove our confidence in your capacity to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

A number of advantages open to you once you've found your next house, and have pre-qualification. First, it lets you know how much you are able to offer. More important to the existing home owner, your pre-qualification is like your having entered their front door with a suitcase full of money to purchase the home! They won't need to be concerned they're wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. This process takes you through your finances - your debt, income, job, down payment money, among other things. We will require a minimum amount of paperwork, with a short, basic process.

One on one

While you are able to benefit from our mortgage calculators on our site, it will be essential to sit down and talk with us. We can work toward your pre-qualification letter. For another thing, we might locate a different mortgage program that better fits your needs. Let us get you started: Contact us at (707) 252-2700.

Have questions about pre-qualifying? Call us at (707) 252-2700. Custom Lending Group answers pre-qualifying questions every day.