When to Talk to Your Mortgage Pro

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Even if you've not so much as picked out homes to view yet, it is advantageous to visit with your mortgage pro early. What for? If you do not know yet how much home you need to qualify for, how could we help?

We Can Help You Pre-Qualify

Our mortgage professionals can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We do this by reviewing your income and debts, your employment and residence situations, the available funds for a down payment, required reserves, and other financial considerations. It's short and basic; We take pride in keeping the paperwork light.

We will give you a Pre-Qualification Letter after you qualify, which states that we are confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qualification Power

Several beneifits open to you when you've found your new house, and have achieved pre-qualification power. First of all, you have some general numbers in mind, as the amount you will be able to borrow. More important to the existing home owner, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They will not have to be concerned they have been wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the influence of a buyer ready to make the deal right now!

We will help you with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the size of loan you will qualify for. We do this by considering your debts and income, your work and residence circumstances, the available funds for down payment, required reserves, and some other things. It is a short, thorough process with minimal risks for papercuts.

One on one

While you are able to try our mortgage calculators on our website, it's essential to sit down and talk with one of our mortgage professional team members. We can begin getting your pre-qualification letter. Then, we will make sure we have the right mortgage loan program for your situation. Contact us at (707) 252-2700 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at (707) 252-2700. We answer pre-qualification questions every day.