Why Pre-Qualification is Important

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It is important to visit with a mortgage professional early, even before you have determined what sort of home to look for. What for? It might be difficult to fathom the ways in which we could help even before you begin to talk about prices and negotiations.

Pre-Qualify

We can help determine how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. This process walks you through your finances - your debts, income, career, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

We award you a Pre-Qualification Letter after you qualify, which states that we're confident you will qualify for a predetermined amount of mortgage loan dollars.

Buying Clout

With your pre-qualification letter, some advantages are yours once you locate the house you want to put together an offer on. First, it helps you know the amount that you're able to offer. More important to the seller, your pre-qualification is like your having walked into their house with a suitcase full of money ready to make the deal! They will not need to be concerned that they have been wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't cause them concern. You have the ability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. This process outlines your finances - your debt, income, career, down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

You can always use the mortgage calculators available on our website to get an idea of how much mortgage you can afford - but it's also essential to talk with us. We can begin getting your pre-qualification letter. For another thing, we could be able to find a different mortgage program that is a better fit for you. We are eager to meet with you: call us at 7072522700.

Have questions about pre-qualifying? Call us at 7072522700. It's our job to answer pre-qualification questions, so we're happy to help!