Every home sale incurs fixed costs. Buyers and sellers customarily split these closing costs, as specified in the sales contract.
As the list below indicates, many of the closing costs result from getting your mortgage loan. Since Custom Lending Group has extensive experience with closings & mortgages, we are closing cost experts.
Soon after you apply for a loan, we will provide you with a "Loan Estimate" of your costs. The closing cost estimate comes out of our past experience. Please note that while our LEs are very accurate, we cannot always predict your closing costs to the penny. We will be glad to review the "Loan Estimate," answering your questions and pointing out costs that can vary a little bit at closing.
Below is a generic list of closing costs. We will provide you with a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs
Appraisal Costs Credit Report Up-front Interest Payment Escrow Account TaxesLoan Origination Fee Points — lower your mortgage interest rate (optional)
Insurance Transfer Taxes & Recording Fees
Flood / Quake Insurance Private Mortgage Insurance (PMI) Title Insurance
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