It starts at 8am sharp in front of Vintage High School...1375 Trower Ave., NapaBe sure to allow yourself time to park and get checked in.Food, Fun & Festivities to follow! So....plan on staying afterward.
"Thank you for always trusting in us to do the best for you and your family and please feel free to call me anytime you have questions. I will be happy to share with you whatever information you may need!"
for a Happy New Year filled with Hope and Promise!
VISIT OUR WEBSITE
THINKING OF SELLING OR EVEN DOING A REFINANCE...
Our "Home Price
Index" will take into consideration your original
purchase price & date of home purchase to determine...
according to the appreciation rate for the region
you live in...whether it is a good time for you to refinance now
or....if you are getting ready to list your home...what a reasonable
value for your area would be. You can also sign up to
receive a quarterly report of your homes value based on the up to
date analysis of your region.
Just a couple of ways that Custom
Lending keeps you informed of our changing market place so you can
make the best financial decisions for you and your family!
Encouraging Housing Data
housing data continued to roll in over the past week. In
November, contracts signed to buy new homes surged 18% from
October to the highest level since 2007. Contracts signed in
November to buy previously owned homes also exceeded the
expected levels. Despite the strong data, mortgage rates ended
the week a little lower.
inflation data also contained good news for the housing market. The
core PCE price index revealed that core inflation, which excludes
the volatile food and energy components, was just 1.5% higher than
a year ago. While Fed officials have stated that they would like to
see inflation rise to their target level of 2.0%, core PCE has
remained close to the current level for most of the year.
inflation is one reason that mortgage rates are ending the year a
good deal lower than they were at the end of 2016.
low mortgage rates, there are other reasons to be optimistic
about the housing market in 2018. Consumer confidence is at
very high levels, partly due to a record high stock market and
a low unemployment rate. In addition, one of the big factors
holding back home sales activity in 2017, a lack of inventory,
may be easing to some degree. Toward the end of the year, home
builder confidence jumped to the best level in years and the
pace of new construction picked up.
ahead, the important monthly Employment report will be released
on January 5. As usual, this data on the number of jobs, the
unemployment rate, and wage inflation will be the most highly
anticipated economic data of the month. Before that, the ISM
national manufacturing index will be released on Tuesday and the
ISM national services index on Thursday. The minutes from the
December 13 Fed meeting will come out on Wednesday. These
detailed minutes provide additional insight into the debate
between Fed officials. Mortgage markets will close early at 2:00
et on Friday and will be closed on Monday.
We had an awesome family brunch on
Oldest son Jake (L), Son Travis and his gf Hannah, and my
Oldest son Jake with daughter Jenae'
Cousin Vic & Laurel
"Thank you for always trusting in us to do the
best for you and your family and please feel free to call me
anytime you have questions. I will be happy to share with you
whatever information you may need!"
Dale DiGennaro, President
looking out for your best interest!"
Custom Lending Group
But the best loan I've seen so far...was just sent to me by one of my long time clients.........
Much research goes into purchasing a home. Potential buyers get Home Inspections, check out the school district and may even determine if the night life suits their needs. Unfortunately too many buyers often realize they have
Look at these 9 things for "no BUYER regrets"!
Grants Pass, OR
My sister Penny was here from Oregon as well and my brother Bruce and his wife Riva from Rhode Island too! Mom went back to the East Coast with them!
Time to up my insurance.....
Oh.....and say a few prayers!
My mom is getting ready to celebrate her 89th birthday next week!
We are all looking forward to celebrating with her in Napa.
More great music in downtown Napa over the holiday week.
The "Petty Theft" band atSilo's.
A tribute to Tom Petty who we also just saw in person at BottleRock!