But the best loan I've seen so far...was just sent to me by one of my long time clients.........
Much research goes into purchasing a home. Potential buyers get Home Inspections, check out the school district and may even determine if the night life suits their needs. Unfortunately too many buyers often realize they have
Look at these 9 things for "no BUYER regrets"!
Grants Pass, OR
My sister Penny was here from Oregon as well and my brother Bruce and his wife Riva from Rhode Island too! Mom went back to the East Coast with them!
Time to up my insurance.....
Oh.....and say a few prayers!
My mom is getting ready to celebrate her 89th birthday next week!
We are all looking forward to celebrating with her in Napa.
More great music in downtown Napa over the holiday week.
The "Petty Theft" band atSilo's.
A tribute to Tom Petty who we also just saw in person at BottleRock!
A. July 2, 1776
D. March 1, 1781
I've already started!
Thank you for always trusting in us to do the best for you and your family and please feel free to call me anytime you have questions. I will be happy to share with you whatever information you may need!"
Napa's music scene is continuing to grow.......Friday night was a throwback to the 90's with Richard Marx acoustic style. HIs son Lucas opened for him at...
Then on toCa'Momi which features more local talent.
The band"Pistachio" was in from Oakland.
If you are a jazz lover...
"The Blue Note"
has a lot of great talent.
Last night we saw master guitaristJulian Coryell with his late father....the infamous Larry Coryell's band...
"The Eleventh House"!
Last year at BottleRock this shirt set off lots of cheering as the Warriors were battling it out with the Cav's.
We did it!!
Congrats to the Warriors!
An Amazing Win!
This morning my daughter and I...along
with her good friend Madison and my Kiwanis club of Greater Napa...spent
time picking up trash along the roadside as a community service.
Speaking of community.....did you
realize that there are funds available from various sources to assist
in the purchase of a home?
A Community Seconds loan may provide
the necessary funds for all or part of the down payment, closing
costs, and property renovations.
To be eligible, Community Seconds
funds must be provided by a federal agency; a municipality; state;
county; state or local housing finance agency; nonprofit organization
Programs available even up to 105%
Feel free to call or e-mail for more
THINKING OF SELLING OR EVEN DOING A REFINANCE...
Our "Home Price
Index" will take into consideration your original
purchase price & date of home purchase to determine...
according to the appreciation rate for the region
you live in...whether it is a good time for you to refinance now
or....if you are getting ready to list your home...what a reasonable
value for your area would be. You can also sign up to
receive a quarterly report of your homes value based on the up to
date analysis of your region.
Just a couple of ways that Custom
Lending keeps you informed of our changing market place so you can
make the best financial decisions for you and your family!
Reaction to Big
During a light week for economic
reports, investors were focused on three big events. There was
little reaction to the events, however. For the first time in a
month, mortgage rates ended the week a little higher, rising from
the best levels of the year.
Three events on Thursday had the potential to
significantly affect mortgage rates. However, none of the three
caused much reaction. In the U.S., the testimony of former
FBI director James Comey did little to change expectations for
the investigation of the Trump administration's dealings with
Russia. In Europe, the European Central Bank (ECB) made no change
in policy, and there was no additional guidance provided about
the timing for a reduction in bond purchases. The third event did
produce a surprising result, but it still had little impact on
U.S. markets. In the election in the United Kingdom, Prime
Minister Theresa May's party unexpectedly failed to gain a
majority in Parliament. This will weaken her position in the
upcoming negotiations for the British exit from the European
On Tuesday, the Bureau of Labor Statistics
released the JOLTS (job openings and labor turnover rates)
report. Fed Chair Yellen has described this data as being very
useful in evaluating current labor market conditions. It
revealed that job openings in April rose to a record high level
and that the quits rate held steady at an elevated level of
Both readings are viewed as signs of a strong labor
market. A high quits rate is viewed as a signal of strength
because workers are more likely to leave their jobs willingly
when they are confident about their ability to get another one.
Looking ahead, Wednesday will be the big day next
week with a Fed meeting, Retail Sales, and CPI. Investors widely
expect a federal funds rate hike from the Fed, and they will be
looking for guidance about future monetary policy. Consumer
spending accounts for about 70% of economic output in the U.S.,
and the retail sales data is a key indicator. The Consumer Price
Index (CPI), a widely followed monthly inflation report, looks at
the price change for goods and services which are purchased by
consumers. After that, Housing Starts will come out on Friday.
Thank you for always trusting in us to do the best for
you and your family and please feel free to call me anytime you
have questions. I will be happy to share with you whatever
information you may need!"
Dale DiGennaro, President
looking out for your best interest!"
Custom Lending Group
Group, 1700 Soscol Ave, Suite 22, Napa, CA 94559
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