NMLS#845079
BRE#00944064
Toggle Navigation
Menu
Home
Contact Us
Customer Login
Staff Profiles
Reports
Apply
Get Your Loan Faster!
Mortgage Calculators
Refinancing Options
Mortgage Saving Tips
Your FICO score
Rate Lock Periods
Daily Rate Lock Advisory
When to Refinance
Loan App Checklist
Loan Application
Loan Types
Conventional
FHA Loans
FHA California County Loan Limits
VA Loans
Government Loan Programs
HARP
First-Time Homebuyers
Napa County DownPayment Assistance
Napa City Downpayment Assistance
Private Money Lending
Commercial Funding
Interest Only
Reverse Mortgages
AboutReverse
Why Refi?
Buyer Info
No "Buyer" Regrets
Stop Renting and Buy
Debt-to-Income Ratios
Eliminating PMI
Getting Qualified
Fixed Vs. Adjustable
Closing Costs
Why Title Insurance?
Your Down Payment
Why an inspection?
What is a credit score?
17 Tips For a Great Credit Score
Tax Reform
Testimonials
Home Price Index
Napa Mortgage News
Getting pre-approved ... Memorial Day & remembering my father
May 27th, 2016 12:25 PM by Dale DiGennaro
Remembering all those who gave their lives for our country.
Memorial Day marks the traditional beginning of summer and the start of the most popular season in real estate. But it also has a special meaning for me because my late father, Adam DiGennaro, the founder of our mortgage company, was a decorated marine from 1938-1946.
(see below for more info)
And since it is "home" season...If you're in the market for a new home, get a jump start by getting pre-approved for a loan by a trusted mortgage broker.
Buying a home can be an overwhelming process. A pre-approved loan agreement outlines what you can afford to buy, so when the time comes to start shopping you and your real estate agents have a set price range to follow in finding your perfect home.
There are also other reasons to get pre-approved for a loan. When you find that house of your dreams, a seller will likely feel more comfortable taking the home off the market if you are pre-approved because he or she knows that the financing has already been taken care of. Working out a mortgage agreement before shopping also takes the pressure off trying to find a loan quickly once you do find that dream home and don't want another buyer to snatch it up.
I'd be happy to discuss mortgage options with you and help you officially commence the beginning of your home buying process!
HAVE A SAFE & HAPPY MEMORIAL WEEKEND!
VISIT OUR WEBSITE
______________________________
______________________________
_________________
THINKING OF SELLING OR EVEN DOING A REFINANCE...
Our
"Home Price Index"
will take into consideration your original purchase price & date of home purchase to determine...
according to the appreciation rate for the region you live in...whether it is a good time for you to refinance now or....if you are getting ready to list your home...what a reasonable value for your area would be. You can also
sign up
to receive a quarterly report of your homes value based on the up to date analysis of your region.
Just a couple of ways that Custom Lending keeps you informed of our changing market place so you can make the best financial decisions for you and your family!
Huge Home Buying Activity
Despite stronger than expected housing data and a nice rally in the stock market, investors showed significant demand for bonds, including mortgage backed securities (MBS). As a result, prices for MBS improved, causing mortgage rates to end the week a little lower.
The housing data released this week showed that home buyers were busy in April signing contacts to purchase homes. The market for both previously owned homes and newly built homes saw their best activity in years. Improved labor market conditions and low mortgage rates are a great combination to support a very active housing market.
The Pending Home Sales Index, which measures the number of contracts signed to buy previously owned homes, jumped in April by 5% over March, to the highest level of activity since February 2006. Similarly, the New Home Sales report, which measures the number of contracts signed to buy newly built homes, surged by 17% over March, to its best level since January 2008.
The Fed has stated that the decision on when to next hike the federal funds rate will depend on the incoming economic data. This week's data certainly increases the chance of a rate hike in the near term. Besides the strong housing data, Durable Goods orders rose in April by much more than expected. Orders jumped 3.4% from March when an increase of only 0.5% was expected. March orders were revised higher as well. Although the durable orders data is volatile from month to month, the April data does show that demand for big ticket items is high and that there is confidence in improved future economic activity.
Looking ahead, the important monthly Employment report will be released
on Friday
. As usual, this data on the number of jobs, the Unemployment Rate, and wage inflation will be the most highly anticipated economic data of the month. Before that, the core PCE price index, an inflation indicator favored by the Fed, will come out
on Tuesday
. The ISM national manufacturing index will be released
on Wednesday
, and the ISM national services index will come out
on Friday
. Mortgage markets will be closed
Monday
in observance of Memorial Day.
NMLS#298353/845079 CalBRE# 966782/944064
Adam DiGennaro
My dad has a featured interview in a book called
"Operation:Memories"...
Incredible Stories of World War II Veterans
as told to...
Evelyn I. Gregory
Third marine Division at Bougainville & Guadalcanal. Amphibious tractor trouble at Iwo Jima.
Tells history of pride of Marines.
Two world fairs.
Guarded airplanes in South America and the brig on ship.
Wahington D.C. Guard Unit.
Guard for President Rooselvelt at Little White House.
After leaving the marines he attended law school, become an attorney & started our mortgage company. I am very proud of my dad and the legacy he left us!
My dad has a beautiful resting spot, under a big tree in Arlington Cemetary.
I was able to pay my respects in April when I was there to meet with Congress.
The magnitude of it really tells the story.
REMEMBER...NEVER FORGET.
Thank you for always trusting in us to do the best for you and your family and please feel free to call me anytime with your questions. I will be happy to share with you whatever information you may need!
Sincerely,
Dale DiGennaro, President
O:
707-252-2700
C:
707-738-0878
Custom Lending Group
"Always looking out for your interest!"
Custom Lending Group
nmls#298353/845079
calbre#966782/944064
dale
@clgroup.net
http://www.customlending.net
Custom Lending Group, 1700 Soscol Ave, Suite 22, Napa, CA 94559
SafeUnsubscribeâ„¢ {recipient's email}
Forward this email
|
Update Profile
|
About our service provider
Sent by
dale@clgroup.net
in collaboration with
Posted in:
home purchase, pre-approval, memorial day
and tagged:
mortgage loans
memorial day
adam digennaro
Refinance
home purchase
Posted by Dale DiGennaro on May 27th, 2016 12:25 PM
Post a Comment
Subscribe to this blog
Recent Posts:
Flipping Burgers & Market Flipping out
Changes in the Housing Market & Napa Chamber of Commerce Golf Outing
How to Retire with $1.5 Million...
Be Prepared for any Disaster.....Mortgage Market news & Giants game
Happy Labor Day....Trade Negotiations and Mortgage Convention News from Las Vegas
The Best time to buy....mortgage market news and my son's birthday
Now a Buyers Market? Kiwanis Club of Greater Napa....
Home Affordibility...Tiny Houses and One last Hurrah!
Ditch your Mortgage Insurance......Meeting with the new DRE commissioner....Daniel Sandri
Mid Year Tax Check up.....Summer CAMP convention and OC Mortgage cruise
Archives:
September 2014
Monday Mortgage & Housing News!
The overview of Mortgage Pricing nationwide as we head into another beautiful weekend in Napa!
Big Events Ahead for the Mortgage Industry...
My final week as president & todays mortgage market pricing changes!
This afternoon's mortgage pricing adjustments
Last weeks Fed statement results in few immediate changes.
FICO 9...what this means and how it impacts your ability to qualify for a loan!
How yesterday's Fed statement may affect rates!
July 2018
Taming Home Prices & my moms 90th b-day video.
Home Values still on the rise....
Independence & Freedom.....
June 2018
Housing News...Cabo & Cannes
It's Dads Day.....Are rates up or down & how to improve your credit score.
Home Equity & Flipping Profits Up....Rates & Lender Profit Down...
Solar. Bottlerock. Baby. Birthday.
Memorial Day at Arlington Cemetary....honoring the Brave in the Land of the Free...
Mothers Day, Congressional Meetings in D.C. with NAMB
May 2018
Getting too many solicitations when credit is pulled.......here's why! Artist Gordon Huether gallery open house.
Positive ways to use the Equity in your Home & my 60th birthday excursion.
Putting your home equity to work for you....my 60th birthday
Your higher credit score, Meeting with BRE commissioner Wayne bell
voice for our industry, Jenae's prom, & mortgage market news
Commuting to your job.....Napa Valley Stars Gala auction for fire victims with Mark Ibanez
April 2018
Commuting from home...Napa Valley Realtor Stars Gala Auction....Easter with my kids
Easter Sunday and April Fools Day
March 2018
Protecting your Money & My daughter in USA National Cheerleading Competition
St. Patricks Day...Andretti Wine Dinner Napa
Spring Forward...Property taxes in U.S.....Rubiks Cube and Kiwanis 5k photos
Kiwanis 5K Run...Linda Trull retire's...Powell Testifies...
Run with us......Happy Chinese New Year!
February 2018
Loans going to Pot!?
December 2017
Live your Dream Life in 2018!
November 2017
Yountville Veterans Home & VA Loan Products that Rock
July 2017
Winning the lottery......looser loan guidelines & Napa Relay for Life!
9 ways to avoid "buyers remorse" on your home purchase
Selling your home? Color matters!
Second Chance's.......from BK.....shortsale or Foreclosure
Independence Day Trivia.......The "Bow Tie Guy" economist
Home Equity Increases....should you tap into it?
Fathers Day...the Warrior's Championship...the Mortgage Market
Memorial Day has meaning...Enjoying it at BottleRock.
June 2017
Community Assistance......
The Meaning of Memorial Day thru the years & BottleRock Napa
May 2017
Political Uncertainty & Rates...Refi's.....Prom
The French.....The Senate.......and MOM!
July 1st your credit score could improve
April 2017
Making Lending Great Again!
Happy Easter & Spring Break at Giants Stadium
Tapping Into Home Equity
Credit Bureau's get spanked!
The Housing Drought
March 2017
Leprechauns & lending.....
It's Time.....Daylight Saving & my teenage daughter driving!
Turning 30k into 761 million....Warren Buffet lists home
Spring Housing Market.......
Presidents Day & Economic Data
Valentines Day...Love is in the Air
17 credit score tips & East Bay CAMP Crabfeed
Mortgage Market News
Your Emergency Kit & Martin Luther King Day.
February 2017
Nervous about rising rates?
Happy New Year 2017....Positive Outlook on Housing!
Merry Christmas from Custom Lending Group of Napa!
Is Trump the Grinch or is he making Christmas Great Again!?!
Naughty or Nice List........Push a button...Get a Mortgage??
Opt Out Pre-screen & Volatile Week for Mortgage Rates
Black Friday, Visiting Trump's place(s) & market news
Honoring our Veterans.....
Election Eve and the Affects on the Mortgage Market
Pumpkin Heads & Mortgage Market News
Wells Fargo Opening New Accounts & Mortgage Market News
January 2017
The Debate, The Pumpkin Patch & Trumps Golf Course
Low Down Payment Options.....
Political Incorrectedness.....how the candidates feel about housing
Vegas Baby......National Association of Mortgage Professionals (NAMB) convention
Lunatics........
Don't Become a Victim of Identity Theft
Happy Labor Day....Economic Numbers Fall Short
Cleaner energy source for Napa area....MCE....Mortgage Market News
Mortgage News....Kitchen remodel & job report
More options for your mortgage.....New products...low down payment.
Brexit effect on our Mortgage rates
Options for your home Equity
Will Fed Increasing Rates affect Mortgages?
May 2016
Getting pre-approved ... Memorial Day & remembering my father
June Fed Rate Hike & Trended Credit Implementation
Meetings at the Capital in Sacramento...this weeks mortgage rates.
Trump...Mothers Day...Investment Property!
April 2016
Earth Day....My Birthday and Mortgage Market News
Spring Landscaping & Mortgage Market News
Trending Credit Data...easier qualifying.....low rates & market news
March 2016
Home Value & Time to Refinance...Happy Easter
Lower Payments, HARP, FED Report, Kiwanis 5K
Low downpayment alternative to FHA
Microlending thru Kiva Organization...Celebrating 30 years in Lending...Kiwanis 5K/Napa Marathon
February 2016
Your Credit Score....Weekly Market News!
Reverse Mortgages...Market News...Kiwanis 5K Napa Fundraiser
Mortgage News for Valentines Weekend & Home Insurance Tips
Get Your Pre-approval letter & Kiwanis 5K
Lowest Mortgage Rates in 3 Months! Refinance now!
January 2016
Housing News & Market Movement creating Lower Rates!
New Years Resolution For your Home and last weeks market news!
2015 Mortgage Tax Benefits....Market News promotes rate improvement!
Saving Money on your Mortgage & Lightening the load....
December 2015
The Federal Reserve DID raise rates...Happy Holidays in Napa.....
Mortgage Mistakes to avoid...Rate News & Shopping Apps for holidays
The 'Bucket' System for Organizing as Tax Time & Salvation Army Thanksgiving with Kiwanis
November 2015
Reverse Mortgage & Mortgage rate news for the week
Friday the 13th! Adding value to your home...
Happy Veterans Day...Honoring Adam DiGennaro-my father
Mortgage Rates are rising......Turkey Time.....Napa Kiwanis Casino Royale
October 2015
Autumn Brings Slower growth in market affecting mortgage rates
Stocks Rally...Rates Rise....Your Home Loan
September 2015
Credit Report Soft Pull vs Hard Pull
August 2015
Interest Only Mortgage Loans & economic update
July 2015
Using FHA to refi, purchase or get a Reverse Mortgage
4th of July & Mortgage convention new orleans
June 2015
Loan Products & TRID
May 2015
Memorial Day....rates increasing....honoring Adam DiGennaro
Volatile Times for Mortgage Rates......
April 2015
Mortgage Meetings on Capital Hill!
March 2015
Millennials Value Homeownership
Millennials....Will they EVER leave home!?!
Mortgage rates finally LOWER again!
February 2015
Rates have gone up!
January 2015
Time to Refi or Buy!
Mortgage loan tips for Taxes
December 2014
Stocks Rally Big Affecting Mortgage Rates
Your Gift! Cheaper Gas...Cheaper Loans...
Mortgage Rate Roller Coaster
Today was a good day for Mortgage Backed Securites
Jobs, Jobs, Jobs!!
November 2014
Continued Improvement in housing market
Home sales increased month over month
Weekly economic news affecting mortgage rates
October 2014
Go Giants........volatile weeks for the market as well!
Mortgage Loans that allow for "Temporary Buydowns"
Mortgage Rates Hit a 16 month low!
Refinance or purchase now while economic volatility keeps mortgage rates low!
Mortgage Rates still very good today, after ending the week on a high note!
Best Mortgage Rates in past 12 months!
You know there's trouble in the mortgage industry when.......
Favorable repricing this afternoon.
Rates holding steady.......
July 2018 (3)
June 2018 (6)
May 2018 (6)
April 2018 (2)
March 2018 (5)
February 2018 (1)
December 2017 (1)
November 2017 (1)
July 2017 (8)
June 2017 (2)
May 2017 (3)
April 2017 (5)
March 2017 (9)
February 2017 (11)
January 2017 (13)
May 2016 (4)
April 2016 (3)
March 2016 (4)
February 2016 (5)
January 2016 (4)
December 2015 (3)
November 2015 (4)
October 2015 (2)
September 2015 (1)
August 2015 (1)
July 2015 (2)
June 2015 (1)
May 2015 (2)
April 2015 (1)
March 2015 (3)
February 2015 (1)
January 2015 (2)
December 2014 (5)
November 2014 (3)
October 2014 (9)
September 2014 (8)
Categories:
Bankruptcy, Shortsale, Foreclosure, Silo's Napa (1)
Brexit effect on rates & stock market, Trip to D.C (1)
CAMP Lobby Day in Sacramento, Jenae's Prom, Mortga (1)
Cleaner Energy Source-MCE, Mortgage News (1)
Community seconds, mortgage market, mortgage loans (1)
Commuting from home, Napa Valley Reator Stars Gala (1)
commuting to your job, Napa Valley Stars Gala, Mor (1)
credit report soft pull, home loans (1)
Credit Report, Trigger Leads, Gordon Huether, Mort (1)
Credit score, Credit Report, Fico, Home Loans (1)
Credit score, mortgage market, C.A.R. lobby day (1)
Debate & Rising Interest Rates, Mortgage News, Tru (1)
Disaster Preparedness, Mortgage Market News, Highe (1)
Easter & April Fools on same day, Mortgage Market (1)
Easter,Mortgage Market,Giants Stadium (1)
Election eve & housing, mortgage loans (1)
Fannie Mae Trending Credit Data, mortgage rates, p (1)
Federal Reserve Rate Hike, New President, Mortgage (1)
FHA, Reverse Mortgage, First Time Homebuyer (1)
first time homebuyer, millennials (1)
first time homebuyer, millennials, (1)
first time homebuyer, millennials, pre-approval (1)
General (17)
Higher credit score, Commissioner wayne bell, Mort (1)
Home Affordibility, Tiny houses, Jenae at disneyla (1)
Home Equity, Garry St. Jean, refinance (1)
Home Equity, House Flipping, Mortgage Rates, Jenae (1)
Home Equity, My 60th b-day, Mortgage Market news (1)
Home Equity, Use's for Home Equity, Remodel, Napa (1)
home loans, mortgage (3)
home loans, mortgage loans (1)
Home loans, Mortgage loans, Martin Luther King Jr. (1)
Home Loans, Mortgage Market (1)
Home loans, mortgage rates, home value (1)
home loans, mortgage rates, TRID (2)
Home Loans, Mortgages for Cannabis Industry worker (1)
Home Loans, New Year 2017, Mortgage Market News (1)
Home Loans, Powell Testifies, Linda retires, Kiwan (1)
home prices, home loans, mortgage loans (1)
home purchase, firsttime homebuyer, purchase loan, (3)
home purchase, pre-approval, memorial day (1)
Home Sales Down, Refinances up, Cabo pics, (1)
Home Values, Mortgage News, Napa events, Mom's 90t (1)
Housing Market adjustments, Mortgage Market News, (1)
Housing policies, Home loans, Mortgage Market news (1)
Identity Theft, Home Loans, Mortgage, Alzheimers, (1)
Interest only, Mortgage rates, Economic update (1)
July 4th trivia, The Bow Tie Guy on alcohol consum (1)
Labor Day, Home Loans, Mortgage Rates (1)
Loan Products, New years 2018, Christmas brunch ph (1)
loans (1)
Low Down Payment, Mortgage News, Home Purchase, Ho (1)
Lower Rates, New products, 2016 CAMP Convention (1)
Lunar Eclipse, Home Loans, Mortgage News, Cheerlea (1)
Memorial Day Memories & pics of dads memorial, Mor (1)
memorial day, mortgage rates, MBS (1)
Memorial Weekend at Bottlerock, History of Memoria (1)
Microlending, mortgage rates (1)
Millenials using Home Equity, Mortgage News, Casho (1)
Mortgage (1)
Mortgage convention, home loans, mortgage market n (1)
Mortgage Insurance, Department of Real Estate (1)
mortgage loans (2)
Mortgage loans, credit scores, East Bay CAMP Crabf (1)
Mortgage Loans, home loans (1)
mortgage loans, home loans, (1)
Mortgage Loans, Home Loans, Daylight Saving Time, (1)
mortgage loans, home loans, first time homebuyer, (1)
mortgage loans, home loans, home improvement (1)
Mortgage Loans, home loans, mortgage insurance (1)
mortgage loans, home loans, taxes (2)
mortgage loans, housing drought, (1)
mortgage loans, kiwanis 5k photos, Property Tax In (1)
Mortgage Loans, Kiwanis Crabfeed,Valentines Day, C (1)
Mortgage Loans, market news.Christmas (1)
mortgage loans, mortgage rates, credit scores (1)
mortgage loans, mortgage rates, trending credit, f (1)
mortgage loans, refinance, HARP (1)
Mortgage Loans, refinance, home loans (1)
Mortgage loans, Veterans Loans, Home Loans (1)
mortgage market news, bottlerock, memorial day (1)
Mortgage market news, camp convention, tax check u (1)
Mortgage Market News, Kiwanis 5k, Chinese New Year (1)
Mortgage Market News, Labor Day 2018, Convention p (1)
Mortgage Market News, Stocks Fall, Mortgage Market (1)
Mortgage Market, Mortgage rate increase, (1)
Mortgage Market, Mothers Day, The Senate, Governor (1)
Mortgage News, Kitchen remodel, home improvement, (1)
Mortgage News, Kiwanis 5k, Early Spring Housing Ma (1)
Mortgage News,Purchases, Lock..shop....drop produc (1)
mortgage payments, home loans, (1)
mortgage rates, 49er game, home loans (1)
Mortgage Rates, Earth Day (1)
Mortgage rates, ECB scales back, streamlined mortg (1)
Mortgage Rates, Fed Rate Hike, Bottlerock photo's (1)
mortgage rates, home loan rates (1)
mortgage rates, home loans (3)
mortgage rates, home loans, holidays (1)
Mortgage Rates, Home Loans, Investment Property, L (1)
mortgage rates, home loans, mortgage convention (1)
mortgage rates, home loans, thanksgiving (1)
mortgage rates, homeloans, landscaping (1)
Mortgage Rates, Homeowners Insurance review, Valen (1)
Mortgage Rates, Improving credit score, Cabo pics, (1)
Mortgage Rates, Mortgage News, Jenae' on SFSU Camp (1)
Mothers Day, Congressional meetings in DC, CFPB, S (1)
NAMBEast, Low down payment, First time homebuyer, (1)
New Loan Guidelines DU 10.1, Client won on slots, (1)
New mortgage products, low down payment, first tim (1)
Opt Out Pre-screen, Identity Theft, Mortgage Rates (1)
Origin of Fathers Day, The Warriors Championship, (1)
Paint colors get you more money, Jenae' got her li (1)
Presidents Day, Mortgage Loans, American Canyon Ch (1)
Protecting Your Money, Mortgage Market News, USA A (1)
purchases, first time homebuyer, kiwanis 5k, mortg (1)
Rate Locks, Home Values, Refinance (1)
Refi's, Refinance,Prom,Politics lower mortgage rat (1)
Retirement funds, mortgage market news, Family pho (1)
Reverse Mortgage, Home Loans, Mortgage loans (1)
Reverse Mortgage, Mortgage rates, home loans (1)
Rising Home prices, Emily DiGennaro 90th b-day, Mo (1)
Solar Homes, Energy Efficient Mortgage Loans, Jena (1)
St Patricks Day, Andretti Wine Dinner, Mortgage Ma (1)
Taxes, mortgage loans, home loans, (1)
Using Home Equity, Dales 60th birthday, Mortgage M (1)
veterans day, adam digennaro, (1)
Warren Buffet, Mortgage news, Kiwanis 5k winners, (1)
Yountville Veterans Home, VA Loans, Mortgage News (1)
My Favorite Blogs:
Sites That Link to This Blog:
×
Close
Add a new blog comment
*
Name:
*
Email Address:
URL:
*
Comment:
Characters from the image above:
Your entry does not match the image, please try again.
Submit Comment
×
Close
Subscribe To My Blog
*
Name:
*
Email Address:
Address:
City:
State:
Zip:
*
Characters from the image above:
Your entry does not match the image, please try again.
Subscribe